Student Funding & Financing Options
Affordable Beauty Education. Flexible Funding. Endless Opportunities.
At the Institute of Modern Beauty, we believe your financial situation shouldn’t stand between you and a career you actually want. That’s the starting point for every conversation we have with prospective students about paying for school.
We offer a couple of different ways to fund your education and our admissions team works with each student one on one to sort out what actually makes sense for their budget, timeline, and goals. There’s no one-size-fits-all approach here—the right plan depends on your situation, and we’ll help you find it.
Funding Options Available
Option 1: Pay in Full
Students who pay tuition upfront may qualify for a meaningful discount on the total program cost. It’s the lowest overall cost option, with no monthly payments and no interest. If this is something you’re considering, our admissions team can walk you through the current pay-in-full pricing for your specific program.
Option 2: In-House Payment Plans
Rather than taking out a loan, many students choose to spread their tuition over time through our in-house payment plans. Payments are structured to be manageable, the enrollment process is straightforward, and there’s no third-party lender involved. It’s a practical option for students who want to start school without taking on outside debt.
Option 3: Climb Credit Career Training Loans
Institute of Modern Beauty partners with Climb Credit, a financing company built specifically for career-focused education. Students with a credit score of approximately 667 or higher may qualify for a loan with no down payment, competitive fixed rates, flexible monthly payments, and no prepayment penalties. The application process is online and typically moves quickly. Funding can cover tuition, fees, and other eligible educational expenses.
This is one of the more popular financing options among our students, partly because Climb Credit was designed for exactly this kind of training—not as a workaround, but as the actual intended use case.
Option 4: Climb Credit Future Funds
If you don’t qualify for traditional financing, the Climb Credit Future Funds program offers guaranteed approval with fixed monthly payments and a simple application process. A $1,500 down payment is required, and standard program eligibility requirements apply. For students who’ve run into walls with other financing options, this is often the path that makes enrollment possible.
Your Education Is an Investment
The beauty and aesthetics industry has grown steadily, and skilled, certified professionals continue to be in demand across a wide range of settings: medical spas, day spas, advanced skincare clinics, permanent makeup studios, cosmetic injection practices, wellness centers, and independent businesses.
Tuition is a real number, and we take that seriously. But it’s also worth putting it in context: the certifications and skills you leave with have direct earning potential attached to them. What you invest in your education today shapes what you’re able to charge, offer, and build over the course of your career.
Why Students Choose Institute of Modern Beauty
Part of what draws students to the Institute of Modern Beauty is knowing the path to enrollment is actually manageable. Between flexible funding options, in-house payment plans, Climb Credit financing, and our admissions team’s willingness to work through the details with you, most students find a route that works.
We also offer workforce funding and scholarship opportunities for qualifying students. Our team can help you determine eligibility and factor those into your overall plan.
Let’s Figure This Out Together
If cost is what’s holding you back from moving forward, reach out. Our admissions team can walk you through tuition and program costs, pay-in-full discounts, payment plan options, Climb Credit financing, Future Funds eligibility, workforce funding, and scholarship opportunities—all in one conversation.
There’s no pressure and no obligation. Just a straightforward look at what your options are.
Request Information ·
Speak with Admissions ·
Start Your Application
Institute of Modern Beauty: Making Professional Beauty Education Affordable, Accessible, and Achievable.